Hello, can you help me with the following topics?
Credit sale policy definition and elements .
The importance of credit policy.
How do we create a credit policy.
How do we evaluate the efficiency of credit policy....Read More
Hello, I had over 3k worth of fraud on my account with chase bank so I withdrew all my money from that bank while they were investigating it, they gave me credit back but later withdrew it all and my bank went negative the amount they owed me. I called them and they said I had to make a police report but sadly all this happened right as I was moving to Mexico so I couldn’t go make the police report in person. 3 years later I moved back to Californian and called to have it resolved to see if I still needed to have a police respite filled and they said there is nothing they can do and the money went to collection, can I take them to small claims court to get my money back? I didn’t make the charges, it’s my money they owe me and it’s affecting my credit now....Read More
Can your company provide a service of helping file a public lien again residential real estate (not commercial) wherein a vendor repair company (Roofer, AC, Plumber, Windows, Solar, Pools, etc.) provides in house financing and accepts direct payments from the customer. The customer would welcome the lien and it would be voluntary without need for the "mechanics lien" process. Upon loan payoff the lien would be released....Read More
I AM A SUPPLIER MATERIAL ON WINSTAR WORLD CASINO. THE OWNER IS CHICKASAW NATION. BECAUSE THE OWNER IS A NATION, ARE WE ABLE TO TAKE LIEN IN CASE OF PROJECT PROBLEMS? ...Read More
I am a home owner with extra land and want to build ADU’s. I need to get a construction loan. I need to know about starting a single person LLC better before or after trying to get approved for the loan. ...Read More
I live in a lot line construction community. My neighbor has built planters against the wall of my home with dirt and drip irrigation above my floor line. This can cause mold, termite and foundation damage to my home. My neighbor agreed it was a problem but when he got the invoice to do the work he now refuses and won’t talk to me about it. Our homeowners association. Won’t help even though the neighbor is breaking the CC&Rs. What do I do?...Read More
We purchase some furniture my exboyfriend and I and we agreed to pay for this furniture together. He is refusing to pay or refusing to give me the furniture. This furniture is on my credit card. ...Read More
I’m building a house for my mother’s boyfriend. He is his own contractor. But I have overlooked the entire project. We have come down to putting the roof on the house and with the prices I quoted in April 2020 and where the lumber prices are now has caused a huge increase in cost. The man who hired me does not expect
To pay the difference and wants me to finish the house, but I refuse to keep going when in the end it’s going to cost me. We used the money for labor to buy lumber and it’s crazy the difference from what I quoted. He says I’m coming up with excuses but I’m only telling the truth. I can not help a piece of blandex went from what I quoted at $10.99 a sheet to almost $50 a sheet. He wants to know where the moneys going but I’ve told Him several times the cost of this is making us spend it faster and you will need more money. If I keep charging on my
Charge accounts like I have been in never going to catch up to pay it off. I even used the money that I was suppose to profit to help them buy lumber to keep the project going. He has wrote me checks throughout the house. And I have been the one picking up material, delivering it, and doing the work. I’ve built a 62’ 6”x30’ shop with 16’ walls and a 62’ 6”x30’ house attached to the side by myself up to the point now I’m building the trusses and about ready to order I joist. But I am not going to keep on building this house if In the end he is eventually going to run out of money. I quoted $277,000 for the whole project. He had $209,000 to do it with. We have cut back on things but at the same time have been cursed with record high lumber prices and everything going up due to the pandemic and shortages. I’ve helped and saved money in a lot of places. And when I say I built this house by myself I mean I did everything. Laid the house out, dug the footing, tied the steel, set the laminated columns for pole barn shop on side of house then went back and dug a footing all the way around so it is considered a house and not a pole barn. Got my bricklayer to lay block, I filled the slab, tamped it, done the plumbing, got the slab ready for concrete poured both the shop and house slabs. And have framed it all the way up to where I’m building the trusses then can set them then set my porch rafters and house rafters and have it ready and get my roofer to come in and install roof while I install siding and fascia metal and soffit trim. I do everything
Besides the block/brick, sheetrock (because it’s so much for one man), and roof due to high cost for insurance. And also keep in mind it’s for my Mother. . Today I have decided
To walk away due to him not grasping
The fact that we have to have more money to finish. It’s only so much downgrading material we can do or I’ll allow myself to do. He has threatened to shoot me and knock my
Teeth down my throat (his exact
Words) and called me a punk ass kid. I’ve been doing this since 17 and I’m 28 now. I’m very in depth and detailed and have a very good understanding of every aspect of the house. The man I worked for was his own GC and I was his right hand man. I can literally do everything there is to do. I just put myself where I’m best suited and where the money makes sense. I have all the receipts, invoices, documents, and copies of checks I’ve wrote to subs. I’ve also on my
Computer created very detailed itemized invoices through the process upon his request. I guess he thinks I’m
Gonna spend and run. But I have no intention to do that lord I have better morals then that and I don’t mind working. I’ve taken hundreds of pictures throughout. And even
Have set up a time lapse
Camera the majority of the project. But right now he owes me
In all for the material and labor that was extra due to the increase in material and increase in my
Labor along with other subs. It’s more then I usually ever let anyone get
On my Accounts because I’ve been burned before on a couple thousand but we are talking about a $25,000.00 increase on the cost of a combined material and labor. On what’s been
Done and I want my not all but the fair amount of what’s completed on
Framing paid on labor. So id say I’ve got 85% done all I have to do is set trusses and rafters then blandex and the house side and run out lads on shop and get metal roof on.
And i want the $8,600 I’ve paid for window and doors along with the $7,400 and some Change I have paid for on the shops concrete slab and partial labor. The shop slab was
33 yards of fiber along
With machine rental and my labor and the individual subs I’ve hired and
Paid to help when I absolutely needed it. I know this is a lot but I wanted to make sure I gave a good general idea what my situation is. Please all advice would help. I just want to get what’s mine and pay my suppliers with his money for his house not
My money for his
House. ...Read More
I am a sub-contractor working for a General contractor on a puplic project. They have not paid us for several verbal change orders they gave us and supervised the work. We filed a lien against them and notified the University of Ga.
Can I get paid....Read More
I hired a contractor to do a plumbing project, gave him 50% deposit, a little over four grand. Contractor spent less than one day on site, did the rough in and then quit the job. Will not return my the remainder of my retainer. What is the best way for me to a) obtain accounting for the work that was done, and b) Force this contractor to return the balance of the retainer?...Read More
I work for a flooring distributor that is a preferred supplier for nationwide property management companies. The projects are typically renovation work that can take 2-3 years to complete, and come in on a per unit basis from a contractor. We've had some trouble with the contractors paying on invoices claim they haven't been paid by the property management. Is there a blanket contract/prelim we could send when we're notified of a new renovation starting at a property/apartment complex?...Read More