Home>Levelset Community>Legal Help>What are the notification requirements regarding the mortgage holder?

What are the notification requirements regarding the mortgage holder?

If we are considering placement of a lien on a residential property due to non-payment, is there a notification requirement to the mortgage holder or lender in addition to the property owner? If so, is this a formal notification that requires the mortgage holder or lender to be legally served or is this more of a courtesy so they are aware of the potential for a lien on the property?

1 reply

Dec 9, 2019

Connecticut mechanics lien claimants do not need to notify the mortgage company or lender on the project property in anticipation of their lien filing or after a lien has been filed. However, if the mortgage co. or lender is known, notifying them may provide a little more pressure for the owner to resolve the payment dispute. To be sure - Connecticut does have certain Notice of Intent to Lien requirements, and Connecticut mechanics lien claimants are required to notify the owner and original contractor of lien filings. But, these notices don't need to go to the mortgage company or lender for the property. For more information on Connecticut liens and notices, these resources should be invaluable: - Connecticut Mechanics Lien Guide and FAQs - How to File a Mechanics Lien in Connecticut | Step-by-Step Guide - Connecticut Preliminary Notice Guide and FAQs

0 people found this helpful

Helpful