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Insurance never paid for a service and company placed a lien on our home

LouisianaLien ForeclosureMechanics Lien

We had a lien placed on our home because our insurance never paid them for the service. We got a lawyer and sued our insurance company. We just got served papers by the the mitigation company that placed the lien on our home and a day later found out our insurance is bankrupt. Any ideas of what might happen? Our lawyer is defending us when it goes to court

1 reply

Apr 10, 2022

LIGA will take over the claim. The issue is that you cannot collect penalties and attorneys fees against LIGA like you can a normal insurer. I would recommend continuing with litigation and working with the contractor to reach a settlement. I would also carefully check the contracts, as there may be a better answer within those documents. 

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