We are a metal building broker in GA that sells customized metal buildings. We require a 20% deposit when the building is ordered. After the building (approx 8-12 weeks later) has been manufactured, we require payment of balance by certified funds on delivery. We have a customer that paid by ACH transfer a couple of days before delivery. The day of delivery, we were notified that ACH funds transfer was being reversed due to insufficient funds. Therefore the building delivery did not take place and we have possession of the customized building in a storage facility.